Does Allstate Offer a Student Discount?

November 11, 2025 by Student Discount Codes

Car insurance is often one of the biggest expenses for young drivers and students. Whether you’re heading to college or just starting out as a licensed driver, finding ways to lower your auto insurance bill is always a smart move. One of the first questions many students and parents have is: does Allstate offer a student discount? The answer is yes—Allstate provides several student-focused discounts that can help you save big on your premiums. Here’s a detailed guide to what’s available, how to qualify, and tips for getting the most out of your student status with Allstate.

What Types of Student Discounts Does Allstate Offer?

• Smart Student Discount

  This is Allstate’s primary student discount. The Smart Student Discount rewards high school and college students who demonstrate responsibility both in the classroom and on the road. It’s available to drivers under the age of 25 who meet certain academic or behavioral criteria.

• Good Student Discount

  Students who maintain good grades—typically a “B” average (3.0 GPA or higher) or better—can qualify for Allstate’s Good Student Discount. This encourages academic achievement while rewarding safe, responsible behavior.

• Distant Student Discount

  If you attend a school at least 100 miles away from home and don’t keep a family car at your campus address, you may qualify for a Distant Student Discount. This is designed for students who are listed on a parent’s policy but rarely drive the insured vehicle while at school.

• Driver Training Discount

  For students and teen drivers who complete a recognized driver education or training course, Allstate often offers an additional discount as an incentive for safe driving habits.

Who Is Eligible for Allstate’s Student Discounts?

• High school and college students under the age of 25
• Full-time enrollment at an accredited school or college is usually required
• Maintain at least a “B” average or 3.0 GPA (for the Good Student Discount)
• Students attending school 100 miles or more from home and who do not have a vehicle with them
• Drivers who complete a driver training course (for the Driver Training Discount)

Discount eligibility and requirements may vary by state and policy, so it’s always a good idea to confirm the specifics with your local Allstate agent.

How to Apply for the Allstate Student Discount

1. Maintain Good Grades

   Keep your GPA at 3.0 or higher, or stay on the Honor Roll or Dean’s List. At renewal time, be prepared to provide transcripts, report cards, or official documentation from your school.

2. Be a Full-Time Student

   Most discounts require proof of full-time enrollment. Have your enrollment verification letter or student ID ready when you apply or renew your policy.

3. Complete a Driver Education Course

   If you haven’t already, take a certified driver training class. Send your certificate of completion to Allstate to qualify for the driver training discount.

4. Let Your Agent Know if You’re a Distant Student

   If you’re attending a school far from home and rarely use the insured family car, notify your agent. They’ll help you access the Distant Student Discount if you qualify.

5. Provide All Necessary Documentation

   Submit all required documents—such as transcripts, proof of enrollment, and course completion certificates—either online or through your local Allstate agent.

6. Review Your Policy Annually

   Student discounts often need to be renewed or re-verified each year. Check with your agent at renewal to ensure your discount continues to apply.

How Much Can You Save with Allstate’s Student Discounts?

• Savings vary, but Allstate’s student discounts typically lower premiums by 10% to 25% depending on the type of discount and your state’s regulations.
• Good student and driver training discounts can often be stacked for additional savings.
• Distant student discounts can further reduce your bill if you’re living far from home without regular access to a car.
• The best savings are usually available for students who maintain excellent grades and a clean driving record.

For the biggest discounts, combine student-related offers with other Allstate savings like safe driver, multiple policy, or anti-theft device discounts.

Frequently Asked Questions: Allstate Student Discount

How do I show proof for the Good Student Discount?

Provide a copy of your latest report card, transcript, or a letter from your school. Digital copies are usually accepted by agents and through Allstate’s online portal.

How often do I need to verify my student status?

Typically, you’ll need to verify your status each policy renewal period. Stay organized and set a reminder to submit new documentation every year.

Can I get a student discount if I’m a part-time student?

Most discounts require full-time enrollment, but it’s worth checking with your agent. Requirements can differ based on your policy and state.

Is the Distant Student Discount only for college students?

This discount is available to both high school and college students who live far from home for school, as long as the other requirements are met.

Summary: Get Rewarded for Being a Responsible Student

Allstate recognizes the effort students put into their education and safe driving. With several discount options, including the Smart Student Discount, Good Student Discount, Distant Student Discount, and Driver Training Discount, young drivers and their families have plenty of ways to save. Remember to keep your grades up, stay enrolled full-time, and complete driver training courses to maximize your savings. Always check with your agent to be sure you’re getting every available discount, and keep your documents up to date for hassle-free renewals. Smart students don’t just study hard—they save smart on their car insurance, too.