Does AAA Have a Student Discount?

November 11, 2025 by Student Discount Codes

Whether you’re a new driver heading off to college, a high school student with your first car, or a parent insuring a student on your auto policy, saving on car insurance is always a priority. AAA (American Automobile Association) is known for its roadside assistance, travel services, and auto insurance. But does AAA offer student discounts? The answer is yes—AAA provides several student-focused discounts and benefits to help lower insurance costs for young drivers and students. Here’s a complete guide to what AAA offers, who qualifies, and how to make sure you get every possible discount as a student or parent.

What Student Discounts Does AAA Offer?

• Good Student Discount

  AAA rewards responsible students who earn good grades. If you’re a high school or college student maintaining at least a “B” average (or a 3.0 GPA), you can qualify for AAA’s Good Student Discount. This is available for full-time students who are under a certain age (usually under 25).

• Distant Student Discount

  If you attend school more than 100 miles from home and do not take a family car with you, AAA often offers a Distant Student Discount. This is designed for students who are listed on a parent’s auto policy but rarely drive while away at school.

• Driver Training Discount

  Young drivers and students who complete an approved driver education course can often qualify for an extra discount. This not only helps lower insurance rates but also encourages safe driving habits from the start.

Discount names and availability can vary by your local AAA club and your state, so check with your regional AAA office or agent to see which programs are available where you live.

Who Is Eligible for AAA Student Discounts?

• High school and college students typically under the age of 25
• Full-time enrollment at an accredited school or college
• Maintain a minimum “B” average or 3.0 GPA (for the Good Student Discount)
• Attend school 100 miles or more from home without a car (for Distant Student Discount)
• Completion of an approved driver education or training program (for Driver Training Discount)

Specific requirements can vary, so always ask your local AAA agent for exact details and documentation needed.

How to Get a Student Discount with AAA

1. Maintain Good Grades

   Work toward at least a “B” average. When you apply or renew your policy, have your latest report card, transcript, or an official school letter ready to submit as proof.

2. Be a Full-Time Student

   AAA usually requires full-time enrollment to qualify for student discounts. Be prepared to show an enrollment verification letter or valid student ID.

3. Take a Driver Training Course

   Enroll in and complete an approved driver education or training program. Send your certificate to AAA to qualify for the driver training discount.

4. Let AAA Know If You’re a Distant Student

   If you’re going to college far from home and don’t have a car with you, tell your AAA agent. This could qualify you for the Distant Student Discount, reducing your premium while you’re away.

5. Submit All Required Documents

   Turn in your grades, proof of enrollment, and any training certificates either online, by email, or directly to your local agent. Keep copies for your records.

6. Review Your Policy Annually

   Most student discounts need to be re-verified each year. At renewal time, double-check with your agent to make sure your discount continues to apply.

How Much Can Students Save with AAA?

• Savings vary, but the Good Student Discount can lower premiums by 10% to 15% in many cases.
• Distant Student and Driver Training discounts can be combined for even bigger savings.
• For the best deal, bundle student discounts with other AAA programs like multi-policy or safe driver discounts.
• Your agent can help you identify every possible way to save.

Frequently Asked Questions: AAA Student Discount

How do I provide proof of my grades?

Submit your official report card, transcript, or a letter from your school showing your GPA or class ranking. Many AAA agents accept digital documents by email or upload.

Can I get a student discount if I’m a part-time student?

Generally, AAA requires full-time enrollment, but always check with your local club. Some exceptions or additional documentation may be possible in select cases.

How often do I need to verify my eligibility?

Student discounts are typically verified every policy renewal period, usually once a year. Keep updated copies of your grades and enrollment ready.

Can discounts be combined?

Yes, you can often combine Good Student, Distant Student, and Driver Training discounts with other AAA savings for the largest possible reduction in your premium.

Summary: Save More as a Student with AAA

AAA recognizes the importance of rewarding young drivers and students for responsible behavior, both in school and on the road. By maintaining good grades, staying enrolled full time, completing driver training, and letting your agent know if you’re away at school, you can unlock valuable discounts that help keep your insurance affordable. Review your policy annually and communicate with your local agent to make sure you’re taking advantage of every opportunity to save as a student or parent of a student driver. With a little effort, you’ll keep more money in your pocket while enjoying the peace of mind AAA is known for.