Does Progressive Offer a Student Discount?

November 11, 2025 by Student Discount Codes

Car insurance can be a significant expense for students and young drivers. If you’re in high school, college, or a graduate program and looking for ways to lower your auto insurance costs, you might be wondering if Progressive offers a student discount. The answer is yes—Progressive does have several options for students to save money on their car insurance. Here’s a comprehensive guide to Progressive’s student discounts, who qualifies, how to apply, and other ways students can save.

What Is the Progressive Student Discount?

Progressive’s student discount is typically known as the “Good Student Discount.” It’s designed to reward young drivers who are responsible not just behind the wheel, but also in the classroom. If you maintain good grades, Progressive may offer a percentage off your auto insurance premium. This discount is available for high school and college students who meet certain academic and age requirements.

Types of Student Discounts at Progressive

• Good Student Discount

  This is the primary discount Progressive offers for students. If you are a full-time student and you maintain a “B” average (3.0 GPA or higher) or are in the top 20% of your class, you may qualify for this discount. The amount can vary, but it’s usually a meaningful reduction in your premium.

• Distant Student Discount

  If you’re a student who attends school more than 100 miles away from your primary residence and don’t have regular access to a family car on the policy, you might qualify for a “Distant Student” discount. This is ideal for college students living on campus without a car but still listed on a parent’s policy.

• Teen Driver Discount

  Progressive also offers discounts for teen drivers who take a recognized driver training or education course, which may overlap with their good student savings.

Who Is Eligible for Progressive Student Discounts?

• High school or college students under a certain age (often under 23 or 25, depending on state and policy)
• Students who are enrolled full-time at an accredited high school, college, or university
• Students who maintain a “B” average (3.0 GPA or higher), Dean’s List, Honor Roll, or are in the top 20% of their class
• Students who are away at school more than 100 miles from home and rarely use the insured vehicle

How to Apply for the Progressive Student Discount

1. Be a Full-Time Student

   You must be enrolled full-time at an accredited institution. Most insurance companies, including Progressive, require proof of enrollment to process the discount.

2. Maintain Good Grades

   Keep your GPA at a 3.0 or higher, or rank in the top 20% of your class. Official transcripts, report cards, or other school records are usually required as proof.

3. Provide Documentation

   Submit your academic records and a verification of enrollment to Progressive, either online, through your local agent, or via their customer service portal.

4. Ask Your Agent

   If you’re not sure if you qualify, ask your insurance agent. They can walk you through the process and help you take advantage of every available student-related savings.

How Much Can You Save With Progressive’s Student Discounts?

• Discount amounts vary, but the Good Student Discount can save you between 10% and 15% on your policy, depending on your location and the specifics of your policy.
• The Distant Student Discount can also reduce your premium, especially if you have a child away at school who doesn’t need regular access to a family car.
• Discounts may stack with other Progressive savings such as multi-policy, safe driver, and driver training discounts, so ask about all available options.

Additional Tips for Students to Save on Progressive Car Insurance

• Bundle Policies

  If your family has multiple vehicles, renters, or homeowners insurance, bundling them under one policy can lead to bigger discounts.

• Use Snapshot

  Progressive’s Snapshot program tracks your actual driving habits. If you’re a safe driver, you can qualify for additional savings based on your real-world performance.

• Maintain a Clean Driving Record

  Accidents and tickets raise insurance rates. Avoiding them not only helps you stay safe but also keeps your premium low.

• Shop Around

  While Progressive offers great student discounts, it’s smart to compare quotes from other insurers each year to make sure you’re getting the best possible rate.

Frequently Asked Questions: Progressive Student Discount

Can part-time students get the Good Student Discount?

Generally, Progressive requires students to be enrolled full-time to qualify for student discounts. Check with your agent for specific exceptions or requirements in your state.

How do I submit my grades to Progressive?

You can submit transcripts, report cards, or official letters from your school through your Progressive online account, via email, or directly to your local agent.

Does Progressive verify student status every year?

Yes, you may be asked to resubmit documentation at each policy renewal to ensure you still qualify for the discount.

Can student discounts be combined with other Progressive discounts?

Absolutely! Progressive encourages drivers to combine multiple discounts for maximum savings, such as safe driver, multi-policy, and bundling options.

Summary: Progressive Student Discount

Progressive offers several ways for students to save on car insurance, with the Good Student Discount being the most popular. If you keep your grades up and provide proof of full-time enrollment, you can enjoy meaningful savings. Combined with other Progressive discounts, this can make your auto insurance bill much more manageable while you focus on your studies. Don’t forget to reapply each year, ask your agent about additional ways to save, and always drive safely to keep your rates low.